Promoting Healthy Eating to Lower Health Care Costs

When it comes to dental health you want to make sure you are doing everything you can to keep your teeth and gums strong. While flossing and brushing are some of the best habits to get into, there are other things you can do to promote good oral hygiene. There are actually a lot of foods you should be eating to ensure your teeth and gums stay healthy as well. Eating healthy is actually an easy way to keep you from having to go through expensive and painful dental work. Here are some of the best foods you can eat that help with dental health.


According to a 2013 study from General Dentistry, cheese helps raise the PH level in your mouth. The higher PH level is important because it lowers the rate and risk of tooth decay. The cheese is also thought to be good because it is chewy. The more you are chewing, the more saliva is being created in your mouth to help with maintaining a good PH balance. Cheese is of course a good food for dental health because it contains calcium and protein, which are both needed to build strong enamel.


Carrots are a great food to eat to help with dental health, especially if you eat them raw. Carrots contain a lot of fiber, and are also packed with Vitamin A. Not to mention that the crunchiness of raw carrots helps produce more saliva in your mouth. The more saliva that is being produced in your mouth, the less likely you are to end up with cavities and dental problems and the less dental insurance costs you’ll have. It is better to eat a small amount of carrots every day at the end of your regular meals because of the increased saliva benefits.

Various Leafy Greens

If you are looking for a food to really help with your dental health, leafy greens are the way to go. Leafy greens encompass many different foods such as lettuce, spinach, and kale. All leafy greens are full of various minerals and vitamins that are essential to dental and overall health. Leafy greens like spinach are high in folic acid, which can actually help treat gum disease in various groups. Calcium is also in abundance within leafy greens, and the calcium is important for keeping your tooth enamel strong.

Fermented Foods

Fermented foods are great for your overall dental health. This is due to the fact fermented foods contain probiotics, which are the best bacteria found in your body. We all have good and bad bacteria in our body and mouth. Probiotics are what are considered the best of the best in terms of bacteria. Probiotics have been found to decrease plaque and help fight off gum disease. Fermented foods such as yogurt, sauerkraut, and miso are great options to eat regularly.


These are just some of the many foods that can help with dental health. Typically you can guess at which foods are good for your teeth because they are often good for other parts of your body as well.

Inflation is the Silent Killer of Money

Inflation is the silent killer of money! People often have a false sense of security when it comes to their savings. They think that if they diligently put away a few dollars here and there into a savings account then they will be just fine later in life. The truth is, savings accounts offer very little interest and earnings on the money deposited. Often times the rates are below 1%, and even those can be promotional and temporary at times. Then you have the ability to put the money into CD’s, but the one’s that earn a decent rate of return require that you lock up your money for years to come. Withdrawing early usually comes with a stiff penalty that negates any interest you have earned. Rest assured there are ways to protect yourself from inflation, but some come with either increased risk, inconvenience, or both.

Opening an investment account is key to long term savings. My advice is to open an online account because they often hand out bonuses, and they have lower overhead costs which translate to lower fees for the consumer. Though opening a brick and mortar account is better than nothing. Next, I would make automatic payroll or savings account deductions so that a set amount of money is deposited into this account each month. The set it and forget savings method is a great way to invest without feeling the sting. These accounts will give you the ability to diversify within mutual funds, ETC, single stocks, or even binary options. If you aren’t familiar with these options then just do an internet search of binary options reviews for more answers. The key is to minimize your tax burden, fee structure, and to maximize your overall savings!

A less risky approach to protecting against inflation is to open an online bank account. These online banks are becoming more popular because they offer fee-free accounts, and offer higher rates of return on your money. These banks are able to do this because they have little overhead to contend with, and are able to pass the savings on to you. Their money market accounts and CD’s often blow the brick and mortar banks out of the water. Some people tend to get a little nervous socking their money away in these accounts, but they are just as safe as any other bank out there. With brokerages, banks, and mortgage companies venturing more and more into the virtual world these is just common practice today.

Five simple steps to increase your disposable income in 2014

2014 is already in full flow and many of us have already broken our New Year’s resolutions. But that’s fine, because it doesn’t mean you can’t try again with renewed determination. January can be one of the most stressful months of the year, especially with financial worries following the festive period’s expensive outlays. So here are five simple steps to increase your disposable income in 2014, and even beyond…

Meal planning

This is one of the best ways to save money, and reduce the amount of food that you throw out due to it passing its use by date. Make a meal plan where you only buy what you need and make life easier by being a bit more organised. Start with sticking to a weekly shop. Doing one shop a week already means that you will save money on impulse buys. We’ve all done it, go in for a loaf of bread and come out with a basket full of things we think we might need and throw half of it away by the end of the week. Make a meal plan, buy only what you need and stick to it. If you have time then make some of your meals after your shop, freeze the portions and reheat when you want them – saving you time too.


Kicking the tobacco habit

If you’re a smoker this will save you a lot of money. Switch to  e-cigarettes and e-cigarettes’, and you can save around £2,500 a year if you are a 20 a day smoker. Other options include nicotine patches, nicotine mouth spray and hypnotherapy. You also might be able to save money on your health and life insurance policy.

[Read more...]